As a Bc direct mortgages, that means I get my clients the best rate and terms that allow them to retire their debts as quickly as possible. I do this by carefully explaining to my clients all the options and then offering solutions to help them grow their long-term financial success. I am able to help you with both residential and commercial mortgages.
A down payment of this amount is more risky for mortgage lenders. Therefore, the premium for mortgage insurance acts as a guarantee in case of default. Ric has helped us secure financing for our last 2 homes, and both times we couldn’t have been happier with his and his teams service. He made sure we had all the information we needed before we submitted an offer. He was quick to answer any questions and provide any guidance. Our mortgage brokers in Kelowna are familiar with the area and the real estate market.
What will a mortgage broker do for me?
A mortgage broker can assist you in finding and applying to mortgages. They will help you find the best deal for your situation. For example, their service may include: Helping you assess your financial situation. Suggest the most suitable mortgage for your needs.
Canada’s lenders understand that self-employed people have tax write-offs which can lead to significant reductions in their income. With these mortgage lenders, you will not be required to prove your income and a reasonable estimate of your annual income will be acceptable. Asim Ali will help you find the best rates for your financial situation. Ask our previous customers about their experience and you will understand why we get such a good reputation. My professional career has always been based on the motto “Service for Life”.
Begin with a conversation with a mortgage professional in your area. Regardless of mortgage rates, if a down payment is less than 20% of the home or property value, mortgage insurance is mandatory in Kelowna . Because mortgages include insurance premiums, clients don’t have to pay. This expense is “out of pocket”.
You are about to make a major decision so you will definitely need advice from a mortgage professional. We will give you the facts that your bank won’t tell about financing your next purchase. With access to multiple lenders, we’ll help you find the best rates and best mortgage options to help you buy your dream home.
You may have poor credit or are self-employed and own a property in Kelowna. A home equity loan with Silver Hill can be a viable option if you are having trouble getting approved by the bank. This is based on your equity. This would be registered behind your first mortgage as a separate loan. In most cases, you may be eligible to access up to 75% of your homes value by way of a second mortgage. We have a large list of private and institutional lenders that offer excellent mortgage options to self-employed Canadians.
They have a vast industry background and are available to provide high-quality services. We will help you find the right product based on your lifestyle and needs. You should give us a call if you are looking to work with the top mortgage brokers in Kelowna.